Free property investment calculators

Free, instant calculators for Australian property investors — negative gearing, rental cashflow, depreciation and borrowing capacity, built for AU tax law.

• Negative gearing calculator — Year-1 tax saving + after-tax cashflow at your marginal rate.
• Rental cashflow calculator — Weekly + annual net cashflow after vacancy, PM, rates, insurance, strata.
• Rental yield calculator — Gross + net rental yield from rent, price, purchase costs and vacancy.
• Rental ledger template — Printable + CSV rent ledger with running balance, by week, fortnight or month.
• Depreciation calculator — Div 43 capital works + Div 40 plant — models post-2017 second-hand rules.
• Trust vs personal vs company — Year-1 income tax outcome across four ownership structures, side-by-side.
• Trust vs Company (new laws) — Post-2027/2028 budget law: indexed CGT + 30% min on trust, vs flat company rate. 10-year hold model with adjustable assumptions.
• Borrowing capacity calculator — How much can you borrow for the next investment? APRA-buffered serviceability.
• Hold vs sell calculator — End-state wealth comparison — keep the property or sell + redeploy?